Monnie Biety 
Senior Associate - Americas 
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A consultant with credit unions and MFIs worldwide for over 19 years Monnie specializes in regulation and supervision issues for small financial institutions, leading classroom and “hands-on” training in accounting, financial analysis, the regulatory examination process, and internal and external auditing. Read more...


D. Krishna
Senior Associate - Asia
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A senior executive with 30+ years in banking and as the Chief Executive Officer of the National Federation of Urban Cooperative Banks in India.  Krishna has represented the interest of financial cooperatives with the highest levels of government in India and served as key advisor to the Reserve Bank of India for regional committee to revive weak cooperative banks.

Dave Grace
Managing Partner

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A former central banker, as well as a senior vice president in charge of policy/advocacy with the World Council of Credit Unions and a co-founder/ Executive Director of the International Credit Union Regulators' Network (ICURN), Dave excels at helping governments, donors and financial institutions develop policy frameworks. Dave has represented the international credit union movement in discussions with the G20, European Union, Basel Committee and International Accounting Standards Board. He holds an Masters dgree in International Affairs and Finance from Washington University in St. Louis and graduated honors from St. Louis University in Economics and International Business. He has lived and studied in Italy and Spain, is fluent in Spanish and has worked in over 80 countries. Dave blogs for the Center for Financial Inclusion, CGAP and is a research fellow at the Center for Financial Security.

Lili Tangwall
Director of Operations
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A consultant with nearly two decades of experience establishing credit unions and microfinance institutions in her native country of Moldova, Lili has developed training programs for financial cooperative supervisors and young credit union professionals. She also led the  publishing of global credit union statistics for over 10 years which culminated in recognition in The Economist. Lili  is the author of studies on capital structures, regulatory bench marking and youth financial inclusion. ​She has degree in Economics and International Affairs from the Academy of Economic Studies in Bucharest, Romania.